Mustapa Kamal Maulut
Norsaadah Mustafa
Ahmad Zahiruddin Yahya


The purpose of this research is to identify the examplary entrepreneurial attitudes which characterizes board members of an excellent credit cooperatives in Malaysia, with a view to act as role model for other cooperatives, against the backdrop of numerous hurdles it has been encountering including certain government policies as well as external competitions. This study is carried out based on a survey questionnaire method using several instruments that are adapted from the “Entrepreneurs Perception of Success Inventory” (EPSI). Out of the 588 registered credit cooperatives, there are only 35 cooperatives, which are listed among the best 100 cooperatives by the Cooperative Commission of Malaysia, representing a total population of 350 credit cooperative board members. The variables tested in this study are; 1) The dependent variable represented by the phenomenon factors of credit cooperatives success and 2) The independent variables, that are represented by nine dimensions, are goal setting, personality, knowledge, motivation and Islamic financing. The data were analyzed using SPSS version 21. Tests were conducted prior to factor analysis and the seven variables tested by correlation analysis showed significant results. From the results obtained, regression model can be built and the most dominant variable that contributes to the success of credit cooperatives is setting clear goals and the value of relationship strength of the tested variants is 25%.